Astrid Rombey, Culpeck-Office in JHQ (Rheindahlen), 2002

Ellen Culpeck Insurance Broker GmbH is a leading insurance agency specializing in serving English-speaking clients in Germany. Originally founded for British soldiers, we now cater to everyone. Whether you have no military affiliation or are a member of the US Forces, BFG or NATO.

Our History

The founder, Ellen Culpeck, started the company from her home in 1960 and soon expanded it to many offices on military bases across Germany. She retired in 1990 and has since sadly passed away.

The current managing director, Astrid Rombey, daughter of a former British soldier, began working for Culpeck Insurance at JHQ in 1988. Over the years, she witnessed many soldiers being posted away and returning for another three-year tour until JHQ closed in 2013. Since 2000, she served as joint managing director for many years and is now the sole owner. She remains deeply passionate about her work, successfully leading the company with the hope that her son, Christopher, will take over after her retirement.

With the withdrawal of British troops from Germany, many military bases have closed, leading to the unfortunate closure of several of our offices. Although it has been saddening to see thousands of British soldiers move away, we have now been able to focus more on serving NATO members of all nations, expats of all nationalities, and US soldiers stationed in Germany and at SHAPE in Belgium.

Our Service

Today, we handle all types of insurance, whether for personal or commercial purposes.

With us, you have a single point of contact who takes care of everything.

Over the past years, we have built a strong network of partners to offer you customized and competitive solutions.

We have also successfully developed sub-brands such as, which helps individuals obtain private health insurance who otherwise would not be able to due to negative credit or lack of prior insurance. Another sub-brand is, through which most DFSK and DFM vehicles in Germany are insured.

Culpeck-Office on the Geilenkirchen Nato Air Base, 2022

Customer Reviews

We have been helping our customers since 1960

“I can’t imagine a better insurance partner than Culpeck. I always receive dedicated and professional assistance. Even in the event of a claim, there are no issues.”

Oliver Reuters, Owner of Auto Repair Shop

“Whether for personal or business insurance matters, I rely on the expertise offered by Culpeck. I have never been disappointed.”

Johannes Fell, Dentist

“I am more than delighted to say that Culpeck has my utmost trust. It’s refreshing to be advised by such friendly and competent staff.”

Diana Widowski, Dancer

“Thank you for the excellent service I always receive from you. This is also the reason why, after all these years, I am still a customer of Culpeck.”

Lee Gardner, Retiree