Privacy Policy

1. Data protection at a glance

General information

The following information provides a simple overview of what happens to your personal data when you visit this website. Personal data includes all data that can personally identify you. Detailed information on data protection can be found in our privacy policy listed below this text.

Data collection on this website

Who is responsible for data collection on this website?

Data processing on this website is carried out by the website operator. You can find their contact details in the ‘Information on the Responsible Party’ section of this privacy policy.

How do we collect your data?

Your data is collected when you provide it to us. This can be data you enter into a contact form, for example.

Other data is automatically collected by our IT systems or with your consent when you visit the website. This primarily includes technical data (e.g., internet browser, operating system, or time of page access). This data is collected automatically as soon as you enter this website.

What do we use your data for?

Some of the data is collected to ensure the proper functioning of the website. Other data may be used to analyze your user behavior.

What rights do you have regarding your data?

You have the right to obtain information about the origin, recipients, and purpose of your stored personal data at any time, free of charge. You also have the right to request the correction or deletion of this data. If you have given consent to data processing, you can revoke this consent at any time for the future. Additionally, under certain circumstances, you have the right to request the restriction of the processing of your personal data. Furthermore, you have the right to lodge a complaint with the relevant supervisory authority.

For this purpose and for any further questions regarding data protection, you can contact us at any time.

2. Hosting

We host the content of our website with the following provider:

IONOS

The provider is IONOS SE, Elgendorfer Str. 57, 56410 Montabaur (hereinafter referred to as IONOS). When you visit our website, IONOS collects various log files including your IP addresses. For details, please refer to IONOS’ privacy policy: https://www.ionos.de/terms-gtc/terms-privacy.

The use of IONOS is based on Art. 6 para. 1 lit. f GDPR. We have a legitimate interest in the most reliable presentation of our website. If appropriate consent has been requested, the processing is carried out exclusively on the basis of Art. 6 para. 1 lit. a GDPR and § 25 para. 1 TTDSG, insofar as the consent includes the storage of cookies or access to information on the user’s device (e.g., device fingerprinting) in terms of TTDSG. The consent can be revoked at any time.

Data Processing Agreement

We have concluded a contract for order processing (AVV) for the use of the service mentioned above. This is a contract required by data protection law, which ensures that this service processes the personal data of our website visitors only according to our instructions and in compliance with the GDPR.

Cloudflare

We use the Content Delivery Network (CDN) provided by Cloudflare Germany GmbH, Rosental 7, c/o Mindspace, 80331 Munich, Germany (Cloudflare) to enhance the security and delivery speed of our website. This corresponds to our legitimate interest (Art. 6 para. 1 lit. f GDPR). A CDN is a network of servers distributed [worldwide] capable of delivering optimized content to website users. For this purpose, personal data may be processed in server log files by Cloudflare.

Cloudflare is the recipient of your personal data and acts as a processor for us. This corresponds to our legitimate interest pursuant to Art. 6 para. 1 sentence 1 lit. f GDPR, not to operate our own Content Delivery Network.

You have the right to object to the processing. Whether the objection is successful is to be determined within the framework of a balancing of interests.

The processing of the data specified in this section is neither legally nor contractually required. The functionality of the website is not guaranteed without the processing.

Your personal data will be stored by Cloudflare for as long as necessary for the described purposes.

For more information on how to object to or eliminate Cloudflare’s services, please visit: Cloudflare DPA.

Cloudflare has implemented compliance measures for international data transfers. These apply to all global activities in which Cloudflare processes personal data of individuals in the EU. These measures are based on the EU Standard Contractual Clauses (SCCs). For more information, please visit: https://www.cloudflare.com/cloudflare_customer_SCCs-German.pdf.

3. General information and mandatory information

Data Protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the legal data protection regulations and this privacy policy.

When you use this website, various personal data is collected. Personal data are data with which you can be personally identified. This privacy policy explains what data we collect and what we use it for. It also explains how and for what purpose this happens.

We would like to point out that data transmission over the internet (e.g., communication via email) may have security vulnerabilities. A complete protection of the data against access by third parties is not possible.

Information about the responsible party

The responsible party for data processing on this website is:

Ellen Culpeck Insurance Broker GmbH
Nato Air Base – Building 81
Lilienthalallee 100
52511 Geilenkirchen
Germany

Phone: 02451 2983
Email: [email protected]

The responsible party is the natural or legal person who, alone or jointly with others, decides on the purposes and means of processing personal data (e.g., names, email addresses, etc.).

Storage period

Unless a specific storage period is specified within this privacy policy, your personal data will remain with us until the purpose for processing the data ceases. If you assert a legitimate request for deletion or revoke consent to data processing, your data will be deleted unless we have other legally permissible reasons for storing your personal data (e.g., tax or commercial retention periods); in the latter case, the deletion will take place after these reasons cease to apply.

General information about data processing legal bases on this website

If you have given consent to the processing of your personal data, we process it based on Art. 6 para. 1 lit. a GDPR or Art. 9 para. 2 lit. a GDPR if special categories of data pursuant to Art. 9 para. 1 GDPR are processed. In the case of explicit consent to the transfer of personal data to third countries, the data processing is also based on Art. 49 para. 1 lit. a GDPR. If you have consented to the storage of cookies or access to information on your device (e.g., via device fingerprinting), data processing is additionally based on § 25 para. 1 TTDSG. The consent can be revoked at any time. If your data is necessary for the performance of a contract or for the implementation of pre-contractual measures, we process your data based on Art. 6 para. 1 lit. b GDPR. Furthermore, we process your data if required to fulfill a legal obligation based on Art. 6 para. 1 lit. c GDPR. Data processing may also be based on our legitimate interests pursuant to Art. 6 para. 1 lit. f GDPR. The relevant legal bases for each case are explained in the following paragraphs of this privacy policy.

Recipients of personal data

In the course of our business activities, we work with various external entities. In some cases, the transmission of personal data to these external entities is necessary. We only pass on personal data to external entities if it is necessary for the fulfillment of a contract, if we are legally obliged to do so (e.g., disclosure of data to tax authorities), if we have a legitimate interest pursuant to Art. 6 para. 1 lit. f GDPR in the disclosure, or if another legal basis allows data transfer. When using data processors, we only pass on personal data of our customers based on a valid contract for order processing. In the case of joint processing, a joint processing agreement is concluded.

Revocation of your consent to data processing

Many data processing operations are only possible with your explicit consent. You can revoke consent you have already given at any time. The legality of the data processing carried out before the revocation remains unaffected by the revocation.

Right to object to data collection in special cases and to direct marketing (Art. 21 GDPR)

If data processing is based on Art. 6 para. 1 lit. e or f GDPR, you have the right to object at any time, for reasons arising from your particular situation, to the processing of your personal data, including profiling based on these provisions. The respective legal basis on which processing is based can be found in this privacy policy. If you object, we will no longer process your affected personal data, unless we can demonstrate compelling legitimate grounds for the processing that outweigh your interests, rights, and freedoms or the processing serves the assertion, exercise, or defense of legal claims (objection pursuant to Art. 21 para. 1 GDPR).

If your personal data is processed to conduct direct marketing, you have the right to object at any time to the processing of your personal data for the purpose of such advertising; this also applies to profiling insofar as it is related to such direct marketing. If you object, your personal data will subsequently no longer be used for direct marketing purposes (objection pursuant to Art. 21 para. 2 GDPR).

Right to lodge a complaint with the supervisory authority

In the event of violations of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the Member State of their habitual residence, place of work, or place of the alleged infringement. This right to lodge a complaint is without prejudice to other administrative or judicial remedies.

Right to data portability

You have the right to have data which we process automatically based on your consent or in fulfillment of a contract handed over to you or to a third party in a standard, machine-readable format. If you request the direct transfer of data to another controller, this will only be done to the extent technically feasible.

Information, correction, and deletion

You have the right, within the framework of the applicable legal provisions, to obtain information free of charge at any time about your stored personal data, its origin and recipients, and the purpose of data processing and, if necessary, a right to correct or delete this data. For this purpose and for further questions regarding personal data, you can contact us at any time.

Right to restriction of processing

You have the right to request the restriction of the processing of your personal data. You can contact us at any time for this purpose. The right to restrict processing exists in the following cases:

  • If you dispute the accuracy of your personal data stored with us, we usually need time to verify this. For the duration of the review, you have the right to request the restriction of the processing of your personal data.
  • If the processing of your personal data was/is unlawful, you can request the restriction of data processing instead of deletion.
  • If we no longer need your personal data, but you need it for the exercise, defense, or assertion of legal claims, you have the right to request the restriction of the processing of your personal data instead of deletion.
  • If you have filed an objection pursuant to Art. 21 para. 1 GDPR, a balance must be struck between your interests and ours. As long as it is not yet clear whose interests prevail, you have the right to request the restriction of the processing of your personal data.

If you have restricted the processing of your personal data, these data – apart from their storage – may only be processed with your consent or for the assertion, exercise, or defense of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the European Union or a Member State.

SSL or TLS encryption

For security reasons and to protect the transmission of confidential content, such as orders or inquiries that you send to us as the site operator, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the fact that the address line of the browser changes from “http://” to “https://” and by the lock symbol in your browser line.

When SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

4. Data collection on this website

Server log files

The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:

  • Browser type and browser version
  • Operating system used
  • Referrer URL
  • Hostname of the accessing computer
  • Time of the server request
  • IP address

These data will not be combined with other data sources.

The collection of this data is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the technically error-free presentation and optimization of its website – for this purpose, the server log files must be collected.

Contact form

If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided there, will be stored by us for the purpose of processing the inquiry and in the event of follow-up questions. We will not share this data without your consent.

The processing of this data is based on Art. 6(1)(b) GDPR if your request is related to the performance of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, the processing is based on our legitimate interest in the effective processing of the inquiries addressed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR) if this has been requested; consent can be revoked at any time.

The data you enter in the contact form will remain with us until you ask us to delete it, revoke your consent to store it, or the purpose for storing the data no longer applies (e.g., after we have completed processing your request). Mandatory statutory provisions – in particular, retention periods – remain unaffected.

Typeform

We use Typeform by TYPEFORM SL, C/Bac de Roda, 163 (Local), 08018 Barcelona, Spain (Typeform) for our contact forms. This allows us to provide you with a simple means of contact.

Mandatory information is marked with an *.

Typeform is the recipient of your personal data and acts as a data processor for us. The processing of the data specified under this section is neither legally nor contractually required. Without your consent and the transmission of your personal data, we cannot provide you with a contact form. However, you have the option to contact us via the following email address: [email protected].
The data is stored exclusively for the purpose of transmitting inquiries and answering them. The mandatory information serves to allocate and answer your request.

Additionally, Typeform collects the following personal data using cookies: information about your device (IP address, device information, operating system, browser settings). Furthermore, usage data such as the date and time when you used the contact form are collected. Typeform requires this data to ensure the display of the contact form and its functionality. This corresponds to Typeform’s legitimate interest (according to Art. 6(1)(f) GDPR) and serves the performance of the contract (according to Art. 6(1)(b) GDPR). For more information, visit: https://help.typeform.com/hc/en-us/articles/360029581691-What-happens-to-my-data

For further information on objection and removal options concerning Typeform, please visit: https://admin.typeform.com/to/dwk6gt

The legal basis for these processing activities is your consent according to Art. 6(1)(a) GDPR. You can revoke your consent to the processing of your personal data at any time. The revocation can be made using the contact options provided. Your data will be processed as long as the corresponding consent exists. Declaration of revocation does not affect the lawfulness of the processing carried out prior to the revocation.

Your data will be deleted upon completion of processing unless legal requirements necessitate further storage.

Inquiry via Email, Telephone, or Fax

If you contact us via email, telephone, or fax, your inquiry including all resulting personal data (name, inquiry) will be stored and processed by us for the purpose of processing your request. We will not disclose this data without your consent.

The processing of this data is based on Art. 6(1)(b) GDPR, provided your inquiry is related to the performance of a contract or necessary for pre-contractual measures. In all other cases, the processing is based on our legitimate interest in the effective handling of the inquiries directed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR) if requested; consent can be revoked at any time.

The data sent to us through contact inquiries will remain with us until you request deletion, revoke your consent for storage, or the purpose for data storage no longer exists (e.g., after completing your request). Mandatory legal provisions – particularly statutory retention periods – remain unaffected.

5. Plugins and Tools

Google Fonts (Local Hosting)

This site uses so-called Google Fonts provided by Google for a consistent display of fonts. The Google Fonts are locally installed, and there is no connection to Google servers.

For more information about Google Fonts, you can visit https://developers.google.com/fonts/faq and read Google’s Privacy Policy at https://policies.google.com/privacy?hl=en.

Google Maps

This site uses the Google Maps mapping service provided by Google Ireland Limited (“Google”), Gordon House, Barrow Street, Dublin 4, Ireland.

To utilize the functions of Google Maps, it is necessary to store your IP address. This information is usually transmitted to and stored on a Google server in the United States. The provider of this site has no influence on this data transmission. When Google Maps is activated, Google may use Google Fonts for a consistent font display. Upon accessing Google Maps, your browser loads the required web fonts into its browser cache to display texts and fonts correctly.

The use of Google Maps is for the purpose of presenting our online offerings attractively and facilitating easy location access for the places indicated on our website. This constitutes a legitimate interest within the meaning of Art. 6(1)(f) GDPR. If appropriate consent has been obtained, the processing is exclusively based on Art. 6(1)(a) GDPR and § 25(1) TTDSG, to the extent that the consent includes storing cookies or accessing information on the user’s device (e.g., device fingerprinting) within the meaning of TTDSG. Consent can be revoked at any time.

The data transfer to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://privacy.google.com/businesses/gdprcontrollerterms/ and https://privacy.google.com/businesses/gdprcontrollerterms/sccs/.
For more information on handling user data, please refer to Google’s Privacy Policy: https://policies.google.com/privacy?hl=en.

The company is certified under the “EU-US Data Privacy Framework” (DPF). The DPF is an agreement between the European Union and the USA designed to ensure compliance with European data protection standards for data processing in the USA. Every company certified under the DPF commits to adhering to these data protection standards. You can obtain further information from the provider at the following link: https://www.dataprivacyframework.gov/s/participant-search/participant-detail?contact=true&id=a2zt000000001L5AAI&status=Active

Source: https://www.e-recht24.de